If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. The greatest increases in In due time MoneyGram separated from the Western Union and became an independent brand. Last year, MoneyGram business in the CIS and Eastern Europe took priority positions to increase the number of branches in comparison with other regions - were opened new four thousand branches. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.