If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. Money transfers via MoneyGram system can be used as by bank customers, and by people who do not have bank accounts. MoneyGram wired transfer implemented many changes to its technology platforms designed to prevent or detect suspicious transactions. What are the main benefits of money transfers by MoneyGram? Availability - MoneyGram payment system services are available everywhere, in more than 186 thousand locations in 190 countries. Understanding that being in another country, you may not be fluent in the local language, that's why MoneyGram always tries to talk to you in your native language. Since going public two and a half years ago, MoneyGram has made great strides by pouring energy and resources into several critically important areas for business. MoneyGram's consumers and agents expect reliability and safety and that is precisely what MoneyGram continues to deliver, transaction by transaction. The benefits of money transfers by MoneyGram: simplicity in making up. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.