If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. In due time MoneyGram separated from the Western Union and became an independent brand. For the recipient MoneyGram service of wired transfer is free. All expenses will be paid by the sender at the time of sending money. Sum of the money transfer is paid immediately upon request at any convenient for client currency - cash in U.S. dollars, Euro, local currency, depending on the country of the transfer receiving. MoneyGram completed the rollout of simplified pricing for money transfer services in the U.S., an initiative that began last year.