If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram - is an urgent money transfer by means of wired transfer around the world without opening a bank account. The benefits of money transfers by MoneyGram: the payment of transfers is made in cash. Keep in mind that if your locality there are several banks, working with MoneyGram and you will convert the currency received, before receiving check currency rates in several points - they can vary.