Money transfers via MoneyGram system can be used as by bank customers, and by people who do not have bank accounts. MoneyGram - is an urgent money transfer by means of wired transfer around the world without opening a bank account. MoneyGram International, Inc. - The U.S. financial company engaged in operations in the international financial markets since 1940. Bank services of MoneyGram on money transfer are available only to individuals. MoneyGram point-of-sale systems are continually upgraded to provide the latest new products and functionality. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.