To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Like any financial institution, credit unions have the financial resources. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.
Credit Union Location in Morgantown, West Virginia
Morgantown, West Virginia have 4 agent Credit Union location in your country. All country.
Like any financial institution, credit unions have the financial resources. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.
| Agent | Contacts |
|---|---|
| Morgantown A E S Federal Credit Union, Morgantown |
1133 Van Voorhis Rd Morgantown, WV 26505
Phone: (304) 599-9600 Routing number: 10695 Charter number: 251579050 |
| The United Federal Credit Union, Morgantown |
3600 University Avenue Morgantown, WV 26505
Phone: (304) 598-5010 Routing number: 21305 Charter number: 231387576 |
| Tri Ag W Va Federal Credit Union, Morgantown |
1550 Earl L. Core Road Suite 100 Morgantown, WV 26505
Phone: (304) 292-3798 Routing number: 12853 Charter number: 251579092 |
| Wvu Employees Federal Credit Union, Morgantown |
448 Harding Ave Morgantown, WV 26505
Phone: (304) 293-5737 Routing number: 14611 Charter number: 251579102 |
Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit union services are available only to its shareholders. To reduce the risk of default on loans members of the credit union shall the joint guarantee. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.