Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type.
Spokane, Washington have 17 agent Credit Union location in your country. All country.
The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress.
Agent | Contacts |
---|---|
Amicus Federal Credit Union, Spokane |
6103 N Astor Street Spokane, WA 99208
Phone: (509) 483-3221 Routing number: 24729 |
Avista Corp. Credit Union, Spokane |
1411 East Mission Avenue Spokane, WA 99202
Phone: (509) 495-8067 Routing number: 68284 |
Global Credit Union, Spokane |
1520 W. Third Ave Spokane, WA 99201
Phone: (509) 455-4700 Routing number: 68237 |
Horizon Credit Union, Spokane |
13224 E Mansfield Ave Spokane, WA 99216
Phone: (509) 928-6494 Routing number: 67264 |
Northland Credit Union, Spokane |
9625 N Newport Hwy Spokane, WA 99218
Phone: (509) 466-3456 Routing number: 68292 |
Numerica Credit Union, Spokane |
14610 E. Sprague Ave Spokane Valley, WA 99216
Phone: (509) 535-7613 Routing number: 66841 |
Primesource Credit Union, Spokane |
9707 N Nevada Spokane, WA 99218
Phone: (509) 838-6157 Routing number: 67911 |
Progressions Credit Union, Spokane |
2919 E Mission Avenue Spokane, WA 99202
Phone: (509) 535-0191 Routing number: 68255 |
Safeway Federal Credit Union, Spokane |
529 E North Foothills Dr Spokane, WA 99207
Phone: (509) 483-9416 Routing number: 08132 |
Sears Spokane Employees Federal Credit Union, Spokane |
4700 N Division Spokane, WA 99207
Phone: (509) 483-0580 Routing number: 05700 |
In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Credit unions also differ from the traditional consumer cooperatives. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Credit union services are available only to its shareholders. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. The main advantage of credit unions consists in transparency, controllability, governance for shareholders.