To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.
Salt Lake City, Utah have 31 agent Credit Union location in your country. All country.
Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks.
Agent | Contacts |
---|---|
Associated Federal Employees Federal Credit Union, Salt Lake City |
125 South State Street Room 2205 Salt Lake City, UT 84138
Phone: (801) 364-5717 Routing number: 09738 |
Beckstrand And Associates Credit Union, Salt Lake City |
6322 South 3000 East Suite 120 Salt Lake City, UT 84121
Phone: (801) 944-7722 Routing number: 67140 |
Deseret First Credit Union, Salt Lake City |
2480 S 3850 W Suite C Salt Lake City, UT 84120
Phone: (801) 456-7000 Routing number: 24708 |
Deseret News Employees Credit Union, Salt Lake City |
1377 South Redwood Road Salt Lake City, UT 84104
Phone: (801) 972-1116 Routing number: 67101 |
Employees Of Granite Mill & Fixture Co. Credit Union, Salt Lake City |
2200 So. Main Salt Lake City, UT 84115
Phone: (801) 467-3222 Routing number: 67030 |
Emsco Credit Union, Salt Lake City |
2961 Bonnie Brae Ave Salt Lake City, UT 84124
Phone: (801) 277-1293 Routing number: 67050 |
Firefighters Credit Union, Salt Lake City |
124 W 1400 S Salt Lake City, UT 841155227
Phone: (801) 487-3219 Routing number: 67079 |
Gibbons And Reed Employees Federal Credit Union, Salt Lake City |
1000 N Warmsprings Rd Salt Lake City, UT 84116
Phone: (801) 322-4010 Routing number: 14917 |
Granite Credit Union, Salt Lake City |
3675 S 900 E Salt Lake City, UT 84106
Phone: (801) 288-3000 Routing number: 24726 |
Health Care Credit Union, Salt Lake City |
769 E. South Temple Salt Lake City, UT 84102
Phone: (801) 322-2252 Routing number: 66832 |
Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress.