The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others.
Ogden, Utah have 6 agent Credit Union location in your country. All country.
Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities.
Agent | Contacts |
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Alliance Community Federal Credit Union, Ogden |
2780 Adams Ave Ogden, UT 84403
Phone: (801) 627-8700 Routing number: 24780 |
Education 1st Credit Union, Ogden |
1250 Country Hills Drive Ogden, UT 84403
Phone: (801) 392-4877 Routing number: 67127 |
Goldenwest Credit Union, Ogden |
5025 S Adams Ave Ogden, UT 84403
Phone: (801) 337-8300 Routing number: 24693 |
Ogden Wonder Federal Credit Union, Ogden |
1260 E 2750 N North Ogden, UT 84414
Phone: (801) 786-1919 Routing number: 11536 |
Summitone Federal Credit Union, Ogden |
4723 Harrison Blvd Ste 100 Ogden, UT 84403
Phone: (801) 476-6300 Routing number: 24719 |
Weber State Federal Credit Union, Ogden |
4140 Harrison Blvd Ogden, UT 84403
Phone: (801) 399-9728 Routing number: 11520 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Credit union services are available only to its shareholders. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.