Credit Union Location in Lubbock, Texas

In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Important specifics of creating a credit union - an initiative order of organization: people do not receive any instructions, orders or regulations, the unification into a credit union occurs by their will and decision. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity.

Credit Union Location in Lubbock, Texas

Lubbock, Texas have 6 agent Credit Union location in your country. All country.

Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America.

Agent	Contacts
Alliance Federal Credit Union, Lubbock	8401 Quaker Avenue Lubbock, TX 79424 Phone: (806) 798-5554 Routing number: 03987
Lubbock County Schools Federal Credit Union, Lubbock	6810 Hyden Lubbock, TX 79424 Phone: (806) 798-0397 Routing number: 20760
Lubbock Teachers Federal Credit Union, Lubbock	1628 19th St Rm 222e Lubbock, TX 79401 Phone: (806) 744-8704 Routing number: 03554
Lubbock Telco Federal Credit Union, Lubbock	2802 D York Ave Lubbock, TX 79407 Phone: (806) 797-8044 Routing number: 03878
Texas Tech Federal Credit Union, Lubbock	1802 Texas Tech Parkway Lubbock, TX 79409 Phone: (806) 742-3606 Routing number: 12858
Westex Federal Credit Union, Lubbock	901 Avenue Q Lubbock, TX 79401 Phone: (806) 765-5701 Routing number: 05373

Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations. Corporate alliances are intermediaries between credit unions and financial markets.