To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Credit union services are available only to its shareholders. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate.
Credit Union Location in Old Hickory, Tennessee
Old Hickory, Tennessee have 1 agent Credit Union location in your country. All country.
Credit union services are available only to its shareholders. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members.
| Agent | Contacts |
|---|---|
| Old Hickory Credit Union, Old Hickory |
1000 Industrial Rd Old Hickory, TN 37138
Phone: (615) 847-4043 Routing number: 67982 Charter number: 264181448 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others.
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