Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. The right to use the services of the credit union have only its members. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate. Corporate alliances are intermediaries between credit unions and financial markets.
Chattanooga, Tennessee have 20 agent Credit Union location in your country. All country.
All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. The right to use the services of the credit union have only its members.
Agent | Contacts |
---|---|
Basf Chattanooga Federal Credit Union, Chattanooga |
2120 Polymer Drive Chattanooga, TN 37421
Phone: (423) 892-2938 Routing number: 12826 Charter number: 261388532 |
Bcbst Employees Credit Union, Chattanooga |
1 Cameron Hill Circle Chattanooga, TN 37402
Phone: (423) 535-5736 Routing number: 67738 Charter number: 261388930 |
Chattanooga Area Schools Federal Credit Union, Chattanooga |
1201 Bailey Avenue Chattanooga, TN 37404
Phone: (423) 624-9094 Routing number: 00690 Charter number: 261388312 |
Chattanooga Coca-Cola Employees Federal Credit Union, Chattanooga |
Chattanooga Coca-Cola Employees Federal Credit Union 4000 Amnicola Hwy Chattanooga, TN 37406
Phone: (423) 493-0463 Routing number: 24510 Charter number: 261388383 |
Chattanooga Federal Employees Credit Union, Chattanooga |
2011 Stein Drive Chattanooga, TN 37421
Phone: (423) 892-3738 Routing number: 62537 Charter number: 261388273 |
Chattanooga First Federal Credit Union, Chattanooga |
3120 Broad Street Chattanooga, TN 37408
Phone: (423) 267-7621 Routing number: 14725 Charter number: 261388998 |
Church Koinonia Federal Credit Union, Chattanooga |
2319 East Third Street Chattanooga, TN 37404
Phone: (423) 629-5400 Routing number: 24634 |
City Employees Credit Union, Chattanooga |
100 E. 11th Street Chattanooga, TN 37402
Phone: (423) 757-5210 Routing number: 68091 Charter number: 261388367 |
Comtrust Federal Credit Union, Chattanooga |
1020 Riverfront Pkwy Chattanooga, TN 37402
Phone: (423) 756-3300 Routing number: 00606 Charter number: 261388406 |
Epb Employees Credit Union, Chattanooga |
1500 Mccallie Avenue Chattanooga, TN 374042937
Phone: (423) 648-3413 Routing number: 60619 Charter number: 261388503 |
Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others. The right to use the services of the credit union have only its members. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.