Credit Union Location in Spartanburg, South Carolina

Corporate credit unions are united on a cooperative basis in the Central Credit Union (US Central Credit Union). In recent decades, many credit unions began to resort to such form of service as Credit unions also differ from the traditional consumer cooperatives. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate.

Credit Union Location in Spartanburg, South Carolina

Spartanburg, South Carolina have 4 agent Credit Union location in your country. All country.

In recent decades, many credit unions began to resort to such form of service as When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy.

Agent	Contacts
Carolina Foothills Federal Credit Union, Spartanburg	520 North Church St Spartanburg, SC 29303 Phone: (864) 585-6838 Routing number: 13476 Charter number: 253279808
Spartan Federal Credit Union, Spartanburg	930 Charisma Drive Spartanburg, SC 29303 Phone: (864) 503-9998 Routing number: 23416
Spartanburg City Employees Credit Union, Spartanburg	145 W Broad St Spartanburg, SC 29306 Phone: (864) 596-3732 Routing number: 60769 Charter number: 253279811
Spartanburg Regional Federal Credit Union, Spartanburg	1000 Asheville Hwy Spartanburg, SC 29303 Phone: (864) 948-8200 Routing number: 24536 Charter number: 253279785

Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee.