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Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. In recent decades, many credit unions began to resort to such form of service as Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth.


Credit Union Location in Moncks Corner, South Carolina

Credit Union

Moncks Corner, South Carolina have 2 agent Credit Union location in your country. All country.

Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth.

Agent Contacts
Berkeley Community Federal Credit Union, Moncks Corner 303 N. Live Oak Drive Moncks Corner, SC 29461

Phone: (843) 761-8298
Routing number: 13472
Charter number: 253279497
Santee Cooper Credit Union, Moncks Corner 612 Rembert C. Dennis Blvd. Moncks Corner, SC 29461

Phone: (843) 761-4001
Routing number: 60745
Charter number: 253279507


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Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings.