Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate. Unlike banks credit unions limit their activities to a closed circle of people.
Credit Union Location in S. Williamsport, Pennsylvania
S. Williamsport, Pennsylvania have 2 agent Credit Union location in your country. All country.
International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate.
| Agent | Contacts |
|---|---|
| Stroehmann Employees Federal Credit Union, S. Williamsport |
1965 Lycoming Creek Rd, Suite 113 Williamsport, PA 17701
Phone: (570) 322-2061 Routing number: 22934 Charter number: 231387806 |
| Williamsport Teachers Credit Union, S. Williamsport |
302 Matthews Blvd South Williamsport, PA 17702
Phone: (570) 323-6468 Routing number: 65211 Charter number: 231387039 |
Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers).
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