Credit Union Location in Pittsburgh, Pennsylvania

In 1908. the spread of credit unions has reached the United States. In 1935 President Roosevelt signed the state Charter on credit unions, which became a law. Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.

Credit Union Location in Pittsburgh, Pennsylvania

Pittsburgh, Pennsylvania have 49 agent Credit Union location in your country. All country.

Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc.

Agent	Contacts
A T & T Employees Pittsburgh Federal Credit Union, Pittsburgh	635 Grant St. Pittsburgh, PA 15219 Phone: (412) 227-7210 Routing number: 00200 Charter number: 243083305
Acba Fed Credit Union (3226) Federal Credit Union, Pittsburgh	400 Stanwix St Ste 1065 Pittsburgh, PA 15222 Phone: (412) 391-7242 Routing number: 03226 Charter number: 243083208
Alcoa Pittsburgh Federal Credit Union, Pittsburgh	30 Isabella Street Absc Building, Suite 100 Pittsburgh, PA 15212 Phone: (412) 553-3100 Routing number: 02554 Charter number: 243083198
Allegent Community Federal Credit Union, Pittsburgh	1001 Liberty Ave Suite 100 Pittsburgh, PA 15222 Phone: (412) 642-2875 Routing number: 00205 Charter number: 243083240
Allegheny Health Services Employees Federal Credit Union, Pittsburgh	320 East North Avenue Pittsburgh, PA 152124772 Phone: (412) 359-3141 Routing number: 21161 Charter number: 243083266
Allegheny Valley Federal Credit Union, Pittsburgh	250 William Pitt Way Building A10 Room 132 Pittsburgh, PA 15238 Phone: (412) 826-5248 Routing number: 04756 Charter number: 243083664
B I Federal Credit Union, Pittsburgh	5124 Dolores Dr Pittsburgh, PA 15227 Phone: (412) 882-9306 Routing number: 06240 Charter number: 243083363
Beaver Avenue Federal Credit Union, Pittsburgh	2515 Preble Avenue Pittsburgh, PA 15233 Phone: (412) 393-8882 Routing number: 03838 Charter number: 243083334
Carnegie Mellon University Federal Credit Union, Pittsburgh	5032 Forbes Ave Pittsburgh, PA 15213 Phone: (412) 268-2905 Routing number: 01101 Charter number: 243083428
Ccac Federal Credit Union, Pittsburgh	800 Allegheny Avnue Pittsburgh, PA 15233 Phone: (412) 237-3197 Routing number: 20989 Charter number: 243083431

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To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Main share of credit unions assets is concentrated in loans (about 50%), while the share of consumer loans in commercial banks and finance companies active operations rarely exceeds 15%. The most common type of loans in credit unions are loans to purchase new and used cars (40%), followed by first mortgages and second mortgages (35%), about 10% are unsecured personal loans to member of unions and about 15% - are loans on credit cards and other loans. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.).