Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine.
Credit Union Location in Johnstown, Pennsylvania
Johnstown, Pennsylvania have 9 agent Credit Union location in your country. All country.
The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust.
| Agent | Contacts |
|---|---|
| C-B-W Schools Federal Credit Union, Johnstown |
C-B-W Schools Federal Credit Union 460 Locust Street Sidman, PA 15955
Phone: (814) 487-5714 Routing number: 11374 Charter number: 231379445 |
| Franklin Johnstown Federal Credit Union, Johnstown |
310 Bloomfield Street Johnstown, PA 15904
Phone: (814) 262-9117 Routing number: 06723 Charter number: 231381459 |
| G.A.P. Federal Credit Union, Johnstown |
111 Franklin St Rm 224 Johnstown, PA 15901
Phone: (814) 535-4165 Routing number: 02405 Charter number: 231381488 |
| Healthcare First Credit Union, Johnstown |
1152 Franklin St Johnstown, PA 15905
Phone: (814) 535-2607 Routing number: 65013 Charter number: 231388261 |
| Johnstown School Employees Federal Credit Union, Johnstown |
738 Viewmont Ave Johnstown, PA 15905
Phone: (814) 255-6642 Routing number: 03120 Charter number: 231381491 |
| Jstc Employees Federal Credit Union, Johnstown |
969 Eisenhower Blvd Ste J Johnstown, PA 15904
Phone: (814) 266-6222 Routing number: 07832 Charter number: 231381501 |
| Merho Federal Credit Union, Johnstown |
15 Irene Street Johnstown, PA 15905
Phone: (814) 535-3116 Routing number: 20921 Charter number: 231381514 |
| Pacoe Federal Credit Union, Johnstown |
1761 Goucher Street Suite #106 Johnstown, PA 15905
Phone: (814) 255-1876 Routing number: 13740 Charter number: 231381527 |
| Ussco Johnstown Federal Credit Union, Johnstown |
532 Oakridge Drive Johnstown, PA 15904
Phone: (814) 266-4987 Routing number: 12219 Charter number: 231381569 |
National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Credit union services are available only to its shareholders. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. Credit union as a consumer cooperative operates on the principles of equality of all its members.
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