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Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. The right to use the services of the credit union have only its members. Unlike banks credit unions limit their activities to a closed circle of people.


Credit Union Location in Wooster, Ohio

Credit Union

Wooster, Ohio have 1 agent Credit Union location in your country. All country.

In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services.

Agent Contacts
OARDC Employees Credit Union, Wooster 1680 Madison Ave Wooster, OH 44691

Phone: (330) 263-3923
Routing number: 96764
Charter number: 241283149


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In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders.