Credit Union Location in New York, New York

Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity. Credit union as a consumer cooperative operates on the principles of equality of all its members. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.

Credit Union Location in New York, New York

New York, New York have 48 agent Credit Union location in your country. All country.

A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties.

Agent	Contacts
Transit Authority Division B Federal Credit Union, New York	3961 10th Ave Room 230 New York, NY 10034 Phone: (212) 942-1448 Routing number: 00798 Charter number: 226078515
U S Court House Sdny Federal Credit Union, New York	233 Broadway Room 6210 New York, NY 10007 Phone: (212) 349-0406 Routing number: 05973 Charter number: 226078625
Ukrainian National Federal Credit Union, New York	215 Second Avenue New York, NY 10003 Phone: (212) 533-2980 Routing number: 17107 Charter number: 226078544
Union Congregational Federal Credit Union, New York	58 West 138th Street New York, NY 10037 Phone: (212) 281-2662 Routing number: 05655 Charter number: 226078560
Union Settlement Federal Credit Union, New York	237 East 104th Street 1st Floor New York, NY 10029 Phone: (212) 828-6061 Routing number: 11702 Charter number: 226078573
United Nations Federal Credit Union, New York	24-01 44th Road Long Island City, NY 11101 Phone: (347) 686-6660 Routing number: 05588 Charter number: 226078609
University Settlement Federal Credit Union, New York	184 Eldridge Street New York, NY 10002 Phone: (212) 674-9120 Routing number: 03714 Charter number: 226078612
Workers United Federal Credit Union, New York	275 Seventh Ave New York, NY 10001 Phone: 212-730-7500 ext. 408 Routing number: 24772 Charter number: 226077383

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The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Credit unions appeared in England in the 19th century. In 1844 a group of workers from Rochdale established the first cooperative. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.