Credit Union Location in New York, New York

National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations.

Credit Union Location in New York, New York

New York, New York have 48 agent Credit Union location in your country. All country.

Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership.

Agent	Contacts
Elektra Federal Credit Union, New York	124 West 30 Street Rm 211 New York, NY 10001 Phone: (212) 868-7128 Routing number: 04127 Charter number: 226077451
Empire Br 36 Natl Assoc Of Le Carr Credit Union, New York	347 West 41st Street Suite 101 New York, NY 10036 Phone: (212) 714-9899 Routing number: 63906 Charter number: 226077464
Empirt 207 Federal Credit Union, New York	3961 10th Ave Rm. 234 New York, NY 10034 Phone: (212) 942-5750 Routing number: 01343 Charter number: 226077493
Entertainment Industries Federal Credit Union, New York	550 Madison Ave 555/9 New York, NY 10022-3211 Phone: (908) 282-9881 Routing number: 22032 Charter number: 226078256
Fidelis Federal Credit Union, New York	448 West 152nd Street New York, NY 10031 Phone: (212) 234-4121 Routing number: 11380 Charter number: 226077532
Grace Congregational Church Federal Credit Union, New York	310 West 139th Street New York, NY 10030 Phone: (212) 694-4263 Routing number: 07883 Charter number: 226077626
Grand Central Terminal Employees Federal Credit Union, New York	15 Vanderbilt Ave D-41 New York, NY 10017 Phone: (212) 697-5367 Routing number: 01059 Charter number: 226077642
Lomto Federal Credit Union, New York	5024 Queens Blvd Woodside, NY 11377 Phone: (212) 947-3380 Routing number: 01532 Charter number: 226074001
Lower East Side Peoples Federal Credit Union, New York	37 Avenue B New York, NY 10009 Phone: (212) 529-8197 Routing number: 24232 Charter number: 226082598
Montauk Credit Union, New York	111 West 26th Street New York, NY 10001 Phone: (212) 989-5200 Routing number: 63231 Charter number: 226074658

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Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. The relationship between credit unions and shareholders arise from the membership and are not customer relationship. In the UK, credit unions are a source of financing of people groups. This tool is not widely used. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee.