In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Like any financial institution, credit unions have the financial resources. Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. Credit unions historically formed as a special form of social support, initially taken upon themselves the social mission of protecting the interests of citizens in the field of financial services.
Credit Union Location in Garden City, New York
Garden City, New York have 2 agent Credit Union location in your country. All country.
Like any financial institution, credit unions have the financial resources. In the credit union compensation for use of the loan (interest) is a source of compensation for savings.
| Agent | Contacts |
|---|---|
| Nassau Financial Federal Credit Union, Garden City |
1325 Franklin Avenue Garden City, NY 11530-1631
Phone: (516) 742-4900 Routing number: 01404 Charter number: 221476688 |
| Sperry Associates Federal Credit Union, Garden City |
2400 Jericho Tpke Garden City Park, NY 11040
Phone: (516) 873-7171 Routing number: 01787 Charter number: 221475773 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others.
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