Credit Union Location in Los Alamos, New Mexico

In 1908. the spread of credit unions has reached the United States. In 1935 President Roosevelt signed the state Charter on credit unions, which became a law. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Credit unions appeared in England in the 19th century. In 1844 a group of workers from Rochdale established the first cooperative. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others.

Credit Union Location in Los Alamos, New Mexico

Los Alamos, New Mexico have 3 agent Credit Union location in your country. All country.

To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust.

Agent	Contacts
Del Norte Credit Union, Los Alamos	3286 Cerrillos Rd Santa Fe, NM 87507 Phone: (505) 455-5228 Routing number: 64759
Los Alamos Schools Credit Union, Los Alamos	1900 Diamond Drive Los Alamos, NM 87544 Phone: (505) 662-3421 Routing number: 61165
Zia Credit Union, Los Alamos	1001 Central Ave Los Alamos, NM 87544 Phone: (505) 662-4671 Routing number: 60467

Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. The right to use the services of the credit union have only its members.