Credit Union Location in Jersey City, New Jersey

Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries.

Credit Union Location in Jersey City, New Jersey

Jersey City, New Jersey have 9 agent Credit Union location in your country. All country.

National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities.

Agent	Contacts
Financial Assurance Federal Credit Union, Jersey City	525 Washington Blvd 33rd Floor Jersey City, NJ 07310 Phone: (201) 743-5355 Routing number: 24411 Charter number: 226077516
Jersey City Firemen Federal Credit Union, Jersey City	666 Summit Ave Jersey City, NJ 07306 Phone: (201) 653-8900 Routing number: 06700 Charter number: 221276176
Jersey City Police Federal Credit Union, Jersey City	161 Sterling Ave Jersey City, NJ 07305 Phone: (201) 547-5388 Routing number: 06944 Charter number: 221276163
Liberty Savings Federal Credit Union, Jersey City	666 Newark Avenue Jersey City, NJ 07306 Phone: (201) 659-3900 Routing number: 07184 Charter number: 221276118
N.Y. B & Fmc Federal Credit Union, Jersey City	80 County Road Rm. 100 Jersey City, NJ 07097 Phone: (201) 659-2610 Routing number: 21702 Charter number: 221276244
Ocnac #1 Federal Credit Union, Jersey City	1082 Summit Avenue Jersey City, NJ 07307 Phone: (201) 420-1026 Routing number: 05987 Charter number: 221276257
Path Federal Credit Union, Jersey City	1 Path Plaza Jersey City, NJ 07306 Phone: (201) 216-6094 Routing number: 08118 Charter number: 221276121
Salem Baptist Federal Credit Union, Jersey City	50 Clinton Ave Jersey City, NJ 07304 Phone: (201) 324-2828 Routing number: 15154 Charter number: 221276286
Xcel Federal Credit Union, Jersey City	1460 Broad St Bloomfield, NJ 07003 Phone: (800) 284-8663 Routing number: 16218 Charter number: 226078230

Corporate credit unions are united on a cooperative basis in the Central Credit Union (US Central Credit Union). Like any financial institution, credit unions have the financial resources. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings.