In recent decades, many credit unions began to resort to such form of service as Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity. Unlike banks credit unions limit their activities to a closed circle of people. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions. Corporate alliances are intermediaries between credit unions and financial markets.