Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. To reduce the risk of default on loans members of the credit union shall the joint guarantee. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.