Like any financial institution, credit unions have the financial resources. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Credit union as a consumer cooperative operates on the principles of equality of all its members.
St. Joseph, Missouri have 6 agent Credit Union location in your country. All country.
Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members.
Agent | Contacts |
---|---|
District One Highway Credit Union, St. Joseph |
3602 N Belt Hwy Saint Joseph, MO 64506
Phone: (816) 387-2423 Routing number: 63420 |
Goetz Credit Union, St. Joseph |
1905 Howard Saint Joseph, MO 64501
Phone: (816) 232-8754 Routing number: 63606 |
Lovers Lane Credit Union, St. Joseph |
1502 S. Belt Suite A Saint Joseph, MO 64507
Phone: (816) 364-4000 Routing number: 64208 |
Postal & Community Credit Union, St. Joseph |
3921 Oakland Ave Saint Joseph, MO 64506
Phone: (816) 279-5656 Routing number: 64145 |
St. Joseph Teachers Credit Union, St. Joseph |
2316 Village Drive Saint Joseph, MO 64506
Phone: (816) 233-5544 Routing number: 67708 |
Stationery Credit Union, St. Joseph |
1402 S 10th St Saint Joseph, MO 64503
Phone: (816) 279-7804 Routing number: 67801 |
In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. Credit unions are competitors of savings institutions, adding interest on deposits of members. This applies to the shares, as well as to additional funds transferred to the account in the credit union. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Corporate alliances are intermediaries between credit unions and financial markets. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.