The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Credit union services are available only to its shareholders. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). Unlike banks credit unions limit their activities to a closed circle of people.
Jackson, Mississippi have 19 agent Credit Union location in your country. All country.
Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth.
Agent | Contacts |
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Healthplus Federal Credit Union, Jackson |
500 H East Woodrow Wilson Jackson, MS 39215
Phone: (601) 354-6633 Routing number: 05930 Charter number: 265377332 |
Hope Credit Union, Jackson |
#4 OLD RIVER PLACE Jackson, MS 39202
Phone: n/a Routing number: 24829 |
Jackson Acco Credit Union, Jackson |
1085 Highway 80 West Jackson, MS 39204
Phone: (601) 960-5240 Routing number: 63151 Charter number: 265377167 |
Jackson Area Federal Credit Union, Jackson |
5675 Hwy 18 W Jackson, MS 39209
Phone: (601) 922-7055 Routing number: 08445 Charter number: 265377073 |
Jpfce Federal Credit Union, Jackson |
600 East Mc Dowell Road Jackson, MS 39204
Phone: (601) 985-4877 Routing number: 07684 Charter number: 265377251 |
Magnolia Federal Credit Union, Jackson |
240 Briarwood Dr Jackson, MS 39206
Phone: (601) 977-8300 Routing number: 00224 Charter number: 265377235 |
Mbhs Federal Credit Union, Jackson |
1151 North State Street Jackson, MS 39202
Phone: (601) 938-1213 Routing number: 09567 Charter number: 265377277 |
Miller Transporters Federal Credit Union, Jackson |
5500 Hwy 80 W Jackson, MS 39209
Phone: 601-922-8331 ext. 250 Routing number: 16568 Charter number: 265377329 |
Mississippi Department Of Transportation Federal Credit Union, Jackson |
401 North West Street First Floor Jackson, MS 39201
Phone: (601) 359-7900 Routing number: 04604 Charter number: 265377400 |
Mississippi Dhs Federal Credit Union, Jackson |
767 North President St Jackson, MS 39202
Phone: (601) 354-6544 Routing number: 08052 Charter number: 265377390 |
Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. In 1908. the spread of credit unions has reached the United States. In 1935 President Roosevelt signed the state Charter on credit unions, which became a law. Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. National Credit Union Insurance Fund was created by Congress in 1970 to insure deposits of credit union members in the amount of 100 thousand dollars. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members.