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U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Important specifics of creating a credit union - an initiative order of organization: people do not receive any instructions, orders or regulations, the unification into a credit union occurs by their will and decision. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth.


Credit Union Location in Hamilton, Mississippi

Credit Union

Hamilton, Mississippi have 1 agent Credit Union location in your country. All country.

As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America.

Agent Contacts
Ampot Federal Credit Union, Hamilton 40036 Tronox Rd Hamilton, MS 39746

Phone: (662) 343-8793
Routing number: 19538


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Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Unlike banks credit unions limit their activities to a closed circle of people. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Credit union as a consumer cooperative operates on the principles of equality of all its members.