Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.