In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Like any financial institution, credit unions have the financial resources. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions. Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress.
Credit Union Location in Westland, Michigan
Westland, Michigan have 1 agent Credit Union location in your country. All country.
Like any financial institution, credit unions have the financial resources. Principles of cooperative democracy and interaction were adequate to the purposes for which people joined credit unions.
| Agent | Contacts |
|---|---|
| Wayne-Westland Federal Credit Union, Westland |
Wayne-Westland Federal Credit Union 500 S. Wayne Road Westland, MI 48186
Phone: (734) 721-5700 Routing number: 05928 |
Like any financial institution, credit unions have the financial resources. In recent decades, many credit unions began to resort to such form of service as Specialization of credit unions to provide financial services to its shareholders requires a particularly strict regulation of membership and acceptable activities. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. In some cases, the initiators of credit unions can be trade unions, associations such as social support centers and others. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.
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