In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. The right to use the services of the credit union have only its members. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate.
Credit Union Location in Saginaw, Michigan
Saginaw, Michigan have 15 agent Credit Union location in your country. All country.
The supreme body of the World Council of Credit Unions is the Assembly, which elects the president and the board of directors of WOCCU. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee.
| Agent | Contacts |
|---|---|
| Amalgamated Credit Union, Saginaw |
4686 Fashion Square Blvd Saginaw, MI 48604
Phone: (989) 792-0026 Routing number: 62087 |
| Bethel A.M.E. Church Federal Credit Union, Saginaw |
535 Cathay Street Saginaw, MI 48601
Phone: (989) 755-8023 Routing number: 23012 |
| Catholic Federal Credit Union, Saginaw |
6180 State St Saginaw, MI 48603
Phone: 989-799-8744 ext. 100 Routing number: 10848 |
| Communications Family Credit Union, Saginaw |
6640 Bay Rd Saginaw, MI 48604
Phone: (989) 249-8200 Routing number: 60057 |
| Consumers Choice Credit Union, Saginaw |
2510 Weiss St Saginaw, MI 48602
Phone: (989) 799-5580 Routing number: 60067 |
| Family First Credit Union, Saginaw |
1011 North Michigan Avenue Saginaw, MI 48602
Phone: (989) 759-1686 Routing number: 61909 |
| First Area Credit Union, Saginaw |
193 Campbell Ln Saginaw, MI 48609
Phone: (989) 781-1430 Routing number: 61756 |
| Generations Family Federal Credit Union, Saginaw |
902 S Washington Ave Saginaw, MI 48601
Phone: (989) 755-8502 Routing number: 01594 |
| Lake Huron Credit Union, Saginaw |
1540 Tittabawassee Saginaw, MI 48604
Phone: (989) 752-5214 Routing number: 61638 |
| Saginaw County Employees Credit Union, Saginaw |
1700 Court Street Saginaw, MI 48602
Phone: (989) 793-9188 Routing number: 62282 |
Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Unlike banks credit unions limit their activities to a closed circle of people. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.