Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. The right to use the services of the credit union have only its members. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.