National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. In recent decades, many credit unions began to resort to such form of service as Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. Credit union as a consumer cooperative operates on the principles of equality of all its members.
Credit Union Location in Pontiac, Michigan
Pontiac, Michigan have 4 agent Credit Union location in your country. All country.
Today in the UK there are about 700 credit unions with assets exceeding 200 million pounds. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA).
| Agent | Contacts |
|---|---|
| Affinity Group Credit Union, Pontiac |
144 E Pike St Pontiac, MI 48342
Phone: (248) 334-0568 Routing number: 62642 Charter number: 272483840 |
| Chief Pontiac Federal Credit Union, Pontiac |
790 Joslyn Avenue Pontiac, MI 48340
Phone: (248) 335-9493 Routing number: 04271 Charter number: 272483785 |
| My Postal Credit Union, Pontiac |
735 W Huron St Pontiac, MI 48343
Phone: (248) 332-4000 Routing number: 61629 Charter number: 272479650 |
| St. Joseph Mercy Hospital Pontiac Federal Credit Union, Pontiac |
44555 Woodward Avenue Ste #90 Pontiac, MI 48341
Phone: (248) 334-4559 Routing number: 11978 |
Credit union services are available only to its shareholders. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members.
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