National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Credit unions attract people in the first place by the opportunity to get cash loan (credit) - quickly and relatively inexpensively. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. Unlike banks credit unions limit their activities to a closed circle of people.
Dearborn, Michigan have 6 agent Credit Union location in your country. All country.
Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders.
Agent | Contacts |
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Community Alliance Credit Union, Dearborn |
1 Auto Club Dr Dearborn, MI 48126
Phone: (313) 336-1534 Routing number: 61184 Charter number: 272477885 |
Dearborn Village Community Credit Union, Dearborn |
4353 Maple Dearborn, MI 48126
Phone: (313) 584-5400 Routing number: 62237 Charter number: 272477720 |
Dfcu Financial Credit Union, Dearborn |
400 Town Center Dr Dearborn, MI 48126
Phone: (313) 336-2700 Routing number: 61844 Charter number: 072486791 |
Great Lakes Members Credit Union, Dearborn |
22720 Michigan Avenue Dearborn, MI 48124
Phone: (313) 274-5030 Routing number: 61888 Charter number: 272477704 |
Memberfocus Community Credit Union, Dearborn |
6246 Chase Rd Dearborn, MI 48126
Phone: (313) 581-2002 Routing number: 61404 Charter number: 272477746 |
United Churches Credit Union, Dearborn |
18590 Outer Dr Dearborn, MI 48128
Phone: (313) 565-8400 Routing number: 62144 Charter number: 272477681 |
To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Representative organization, leading the coordination work in the field of development of both global and national credit union movement is the World Council of Credit Unions (WOCCU) established in 1971 (headquartered in Madison, USA). Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). In the credit union compensation for use of the loan (interest) is a source of compensation for savings. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity. Credit union as a consumer cooperative operates on the principles of equality of all its members. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.