Credit Union Location in Waterville, Maine

The economic basis of credit unions - finances of a household. The main objective of the credit union - to ensure financial stability of a household, to ensure the priority of their shareholders' financial interests. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.

Credit Union Location in Waterville, Maine

Waterville, Maine have 3 agent Credit Union location in your country. All country.

In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative.

Agent	Contacts
Healthfirst Federal Credit Union, Waterville	9 Quarry Rd Waterville, ME 04901 Phone: (207) 877-9474 Routing number: 18500 Charter number: 211288912
Ksw Federal Credit Union, Waterville	222 College Ave. Waterville, ME 04901 Phone: (207) 872-5039 Routing number: 09943 Charter number: 211288844
New Dimensions Federal Credit Union, Waterville	61 Grove Street Waterville, ME 04901 Phone: (207) 872-2771 Routing number: 11253 Charter number: 211288860

Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America.