Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. In recent decades, many credit unions began to resort to such form of service as The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Credit union services are available only to its shareholders. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies.
Lewiston, Maine have 6 agent Credit Union location in your country. All country.
Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions.
Agent | Contacts |
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Central Maine Federal Credit Union, Lewiston |
1000 Lisbon Street Lewiston, ME 042411746
Phone: (207) 783-1475 Routing number: 06936 Charter number: 211287926 |
Community Credit Union, Lewiston |
144 Pine St Lewiston, ME 04240
Phone: (207) 783-2096 Routing number: 63447 Charter number: 211287942 |
Great Falls Regional Federal Credit Union, Lewiston |
34 Bates Street Lewiston, ME 04240
Phone: (207) 782-7192 Routing number: 10221 Charter number: 211287256 |
Lewiston Municipal Federal Credit Union, Lewiston |
291 Pine St Lewiston, ME 04240
Phone: (207) 783-3991 Routing number: 05144 Charter number: 211287900 |
Maine Family Federal Credit Union, Lewiston |
555 Sabattus St Lewiston, ME 04240
Phone: (207) 783-2071 Routing number: 02644 Charter number: 211287913 |
Rainbow Federal Credit Union, Lewiston |
381 Main Street Lewiston, ME 04240
Phone: (207) 784-5435 Routing number: 11144 Charter number: 211287887 |
Credit unions also differ from the traditional consumer cooperatives. Over 30% of the assets of credit unions are investments in government securities, certificates of deposit of banks and savings loan associations, as well as in the parent credit unions, and other risk-free investments. Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Corporate alliances are intermediaries between credit unions and financial markets.