Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars Historically, credit unions have grown from the experience of credit cooperatives, but they took the experience of organizations of mutual aid of citizens by moving methods of social self-protection from labor and toward consumption. Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Some credit unions are closed, serving only their members. However, the more and more popularitywin cooperatives of open type. Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings.
Sulphur, Louisiana have 4 agent Credit Union location in your country. All country.
Until the mid-XX century, credit unions in the United States had little assets that did not exceed, as a rule, 100 thousand dollars Today, the World Council of Credit Unions is represented as members four regional confederations and twelve national associations.
|Cse Federal Credit Union, Sulphur||
4321 Nelson Rd Lake Charles, LA 70605
Phone: (800) 625-5747
Routing number: 05086
Charter number: 265274859
|Davison Employees Federal Credit Union, Sulphur||
1800 Davison Rd Sulphur, LA 70665-5600
Phone: (337) 583-3575
Routing number: 08967
Charter number: 265274639
|Firestone Lake Charles Federal Credit Union, Sulphur||
150 S Cities Service Hwy Sulphur, LA 70663-6402
Phone: (337) 625-7020
Routing number: 09512
Charter number: 265274642
|Montell Federal Credit Union, Sulphur||
4103 Highway 108 Westlake, LA 70669
Phone: (337) 882-6807
Routing number: 20228
Charter number: 265274668
Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Credit unions also differ from the traditional consumer cooperatives. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type.