Corporate credit unions are united on a cooperative basis in the Central Credit Union (US Central Credit Union). The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " In recent decades, many credit unions began to resort to such form of service as Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions.
Sulphur, Louisiana have 4 agent Credit Union location in your country. All country.
The first credit union in the United States was founded in 1909. by the group of Franco-American Catholics in Manchester, New Hampshire, and was called "Cooperative Credit Association of St. Mary. " Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members.
Agent | Contacts |
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Cse Federal Credit Union, Sulphur |
4321 Nelson Rd Lake Charles, LA 70605
Phone: (800) 625-5747 Routing number: 05086 Charter number: 265274859 |
Davison Employees Federal Credit Union, Sulphur |
1800 Davison Rd Sulphur, LA 70665-5600
Phone: (337) 583-3575 Routing number: 08967 Charter number: 265274639 |
Firestone Lake Charles Federal Credit Union, Sulphur |
150 S Cities Service Hwy Sulphur, LA 70663-6402
Phone: (337) 625-7020 Routing number: 09512 Charter number: 265274642 |
Montell Federal Credit Union, Sulphur |
4103 Highway 108 Westlake, LA 70669
Phone: (337) 882-6807 Routing number: 20228 Charter number: 265274668 |
National Credit Union Administration (NCUA) - an independent federal agency, based in Washington (State of Columbia), established by the U.S. Congress to oversee the federal credit union system. The uniqueness of credit unions is that they put together the principles and benefits of financial cooperatives, consumer cooperatives and mutual aid funds, born once by trade unions. At the organization of the credit union it is important that people know each other and know the extent to which each of them is trustworthy. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Credit Union - a non-profit financial institution specialized in mutual financial assistance by providing savings and credit services to their members.