First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers).
Lake Charles, Louisiana have 8 agent Credit Union location in your country. All country.
Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers).
Agent | Contacts |
---|---|
Calcasieu Federal Employees Credit Union, Lake Charles |
519 Kirby Street Lake Charles, LA 70601
Phone: (337) 433-5125 Routing number: 61060 Charter number: 265274590 |
Calcasieu Parish Employees Federal Credit Union, Lake Charles |
1011 Lake Shore Dr #303 Lake Charles, LA 70601
Phone: (337) 439-4644 Routing number: 18962 Charter number: 265274587 |
Calcasieu Teachers And Employees Credit Union, Lake Charles |
2423 6th Street Lake Charles, LA 70601
Phone: (337) 433-4525 Routing number: 63142 Charter number: 265274574 |
G. C. A. Federal Credit Union, Lake Charles |
625b Petro Point Drive Lake Charles, LA 70607
Phone: (337) 474-1006 Routing number: 20529 Charter number: 265274655 |
L C Municipal Federal Credit Union, Lake Charles |
326 Pujo Street Room 418 Lake Charles, LA 70601
Phone: (337) 491-1357 Routing number: 11230 Charter number: 265274697 |
Mcneese Federal Credit Union, Lake Charles |
4390 Ryan Street Lake Charles, LA 70609
Phone: (337) 475-5344 Routing number: 12571 Charter number: 265274723 |
Southwest Louisiana Credit Union, Lake Charles |
4056 Ryan Street Lake Charles, LA 70605
Phone: (337) 477-9190 Routing number: 62756 Charter number: 265274749 |
Spelc Federal Credit Union, Lake Charles |
317 W 18th Street Lake Charles, LA 70601
Phone: (337) 436-2257 Routing number: 11203 Charter number: 265274765 |
In the U.S., credit unions have a clear organizational structure. All credit unions belong to one or the other parent credit union (there are 35 of them in the U.S.). Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Income derived from the provision of services to its members, does not become the profit of credit union and is distributed among its members in proportion to their savings. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee. A credit union on its own initiative order is created by citizens (individuals) to solve their financial problems that they could not solve in other financial institutions.