In recent decades, many credit unions began to resort to such form of service as The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. Membership in the credit union forms responsible citizens and conscientious attitude to their obligations as a norm of behavior, identify the value of a decent man's reputation in the business turnover. International cooperation has been particularly felt since the days when Alphonse Desjardins began the activity on development of credit union movement in North America. Credit unions appeared in England in the 19th century. In 1844 a group of workers from Rochdale established the first cooperative. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings.
Geismar, Louisiana have 4 agent Credit Union location in your country. All country.
The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union.
Agent | Contacts |
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G E A Federal Credit Union, Geismar |
5525 Hwy 3115 Geismar, LA 70734
Phone: (225) 642-2795 Routing number: 19356 |
Geismar Complex Federal Credit Union, Geismar |
35294 Hwy 30 Geismar, LA 70734
Phone: (225) 673-3371 Routing number: 23620 Charter number: 265482450 |
Shell Geismar Federal Credit Union, Geismar |
38307 Hwy 30 Gonzales, LA 70737
Phone: (225) 647-1111 Routing number: 19385 Charter number: 265474031 |
Wymar Federal Credit Union, Geismar |
37269 Hwy 30 Geismar, LA 70734
Phone: (225) 339-7191 Routing number: 12330 Charter number: 265474044 |
Credit union is created by a group of members who pursue a common interest. Agreeing to make regular contributions, they create a fund from which can borrow money for investments and replenishment of working capital at favorable interest rates. Taking a decision to join a credit union, citizens create an organization through which they participate in the shared savings by mutual crediting and joint (collective) use of personal savings. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee.