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Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine.


Credit Union Location in Kansas

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Kansas have 47 cities with Credit Union location in your country. All country.

Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Consumer loan and reliable savings - these are the main goals, which mean "natural persons" having decided to unite in credit consumer cooperative. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit.


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Over 30% of the assets of credit unions are investments in government securities, certificates of deposit of banks and savings loan associations, as well as in the parent credit unions, and other risk-free investments. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Credit union promotes the effective conservation of personal funds of its members, giving them the loans from the funds of the credit union, as well as the sharing of savings in education, housing, health care and other programs of social support and social development of its members. Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. Standards by which credit unions build their work do not coincide with the standards and regulations of consumer cooperation of the usual type. Credit union as a consumer cooperative operates on the principles of equality of all its members.