Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.).
Credit Union Location in Merrillville, Indiana
Merrillville, Indiana have 4 agent Credit Union location in your country. All country.
First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit.
| Agent | Contacts |
|---|---|
| Members Source Credit Union, Merrillville |
8580 Virginia St Merrillville, IN 46410
Phone: (219) 756-4141 Routing number: 68562 Charter number: 271991210 |
| Northern Indiana Federal Credit Union, Merrillville |
8121 Grand Blvd Merrillville, IN 46410
Phone: (219) 942-3377 Routing number: 00168 Charter number: 271990952 |
| Profinance Federal Credit Union, Merrillville |
7700 Broadway Merrillville, IN 46410
Phone: (219) 736-5767 Routing number: 02711 Charter number: 271990787 |
| U S #1364 Federal Credit Union, Merrillville |
8400 Broadway Merrillville, IN 46410
Phone: (219) 769-1700 Routing number: 01364 Charter number: 271990871 |
To get a loan in the credit union a shareholder must be not only a formally adopted there, but necessary pay in cash contributions, the amount and order of payment of which approved by the General Assembly and fixed by the charter. In the U.S. credit unions timely and full repayment of loans is a common phenomenon. Unpaid and delinquent loans are not more than 3% of their amount. Initially, the target groups of credit unions were farmers (Raiffeisen), and now they include both individuals (credit unions), and organizations. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. On the consumer credit market in the U.S. credit unions are on the third place after the commercial banks and finance companies and are ahead of savings institutions, not taking into account the loans on real estate.
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