Fund of Mutual Financial Aid of the credit union can be extended by sponsorship contributions from businesses, organizations, including on a returnable basis. First central bank of credit unions appeared in 1876. Credit unions began to appear rapidly in many European countries. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.