Typically, donor contributions to the credit unions are targeted and used in the same statutory requirements and restrictions as the Mutual Financial Aid fund as a whole. Most modern credit unions represent specialized consumer cooperatives of citizens associated by the principle of social community: place of work, place of residence, profession, or any other shared interest. Is necessary that all shareholders of the credit union were members of a single community, would know each other well enough to enjoy mutual trust. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations.