All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. U.S. credit unions have another significant difference from the credit cooperatives of farmers: the first have major proportion of short-term loans, the second - long and mostly in real estate. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions. A potential new member of a credit union must submit a recommendation of shareholders in which the referee becomes a warrant of a future member of the credit union.
Wailuku, Hawaii have 4 agent Credit Union location in your country. All country.
Contributions from of shareholders in credit unions in no way can be considered as borrowed funds, they come from the shareholders and for the shareholders and can not be used to provide services to third parties. Worldwide credit union movement is represented by regional confederations and national organizations within the World Council of Credit Unions.
Agent | Contacts |
---|---|
Kulia Ohana Federal Credit Union, Wailuku |
240 Lepoko Place Wailuku, HI 96793
Phone: (808) 244-7354 Routing number: 02575 |
Maui County Employees Federal Credit Union, Wailuku |
1888 Wili Pa Loop Wailuku, HI 967931272
Phone: (808) 244-7968 Routing number: 01866 |
Maui Teachers Federal Credit Union, Wailuku |
2145 Wells St Suite 101 Wailuku, HI 96793
Phone: (808) 242-2997 Routing number: 01817 |
Wailuku Federal Credit Union, Wailuku |
175 N. Market St Wailuku, HI 96793
Phone: (808) 244-7981 Routing number: 09924 |
Income received by the credit union shall be distributed among the shareholders or spent for the depreciation of services, that is, are the most effective means of meeting the needs of shareholders. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.). Unlike banks credit unions limit their activities to a closed circle of people.