When organizing the credit union it is important that people know each other and know the extent to which each of them is trustworthy. Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders.
Credit Union Location in Lahaina, Hawaii
Lahaina, Hawaii have 1 agent Credit Union location in your country. All country.
Credit unions perform the function of social protection in a vital for people sphere of financial services. They care about improving the financial literacy of the population, are working on the formation of their members and their employees. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders.
| Agent | Contacts |
|---|---|
| West Maui Community Federal Credit Union, Lahaina |
349 Lahainaluna Road Lahaina, HI 96761
Phone: (808) 661-4825 Routing number: 02563 |
Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Typically new members of the credit union become citizens having suretyship or recommendations from their friends - members of the credit union. National Credit Union Insurance Fund was created by Congress in 1970 to insure deposits of credit union members in the amount of 100 thousand dollars. Credit unions of the open type are still controlled by their members, but at the same time provide services to people who are not its members (external customers). In the UK, credit unions are a source of financing of people groups. This tool is not widely used. To increase the number of credit unions in 1979 was adopted the corresponding law that serves as the legal basis of their activity. The specifics of credit unions and, in some sense, their uniqueness lies in the fact that they work not for profit and do not appropriate profit.
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