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Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. To reduce the risk of default on loans members of the credit union shall the joint guarantee. Since the early 80's started the process of consolidation of credit unions, leading to a decrease in their number with a simultaneous increase in the total number of members. The relationship of shareholders with credit union are not client-based, they are co-operative, based on different principles and standards, in particular, on the principles of the law of obligations. In the case of default the shareholder - individual will respond with its property and, in addition, is jointly and severally liable with the credit union's commitments. Credit cooperatives and credit unions exist in many different forms. The main differences relate to the nature of the membership and the opening of a credit institution.


Credit Union Location in Atlanta, Georgia

Credit Union

Atlanta, Georgia have 22 agent Credit Union location in your country. All country.

Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights.

Agent Contacts
The Coca-Cola Company Family Federal Credit Union, Atlanta The Coca-Cola Company Family Federal Credit Union One Coca-Cola Plaza Atlanta, GA 30313

Phone: (404) 676-2586
Routing number: 17017
Charter number: 261071564
The Thrift Credit Union, Atlanta 1230 Peachtree St Ne Suite 250 Atlanta, GA 30309

Phone: (404) 733-0640
Routing number: 67631
Charter number: 261071661


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Membership in the credit union is voluntary and is open to all citizens bound by with joint work or residence, who wished to create a credit union to use its services and are willing to take on relevant commitments and responsibilities. Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. Credit unions encourage savings of citizens, setting compensation payments (interest) on savings and provide from these savings loans to their members. The difference between credit unions and banks is clearly is apparent when comparing the structure of assets and liabilities of credit unions and banks. Credit unions base their activities on savings of shareholders, their shares and savings contributions, which make up the fund of mutual financial assistance - a source of cash loans to shareholders. Corporate alliances are intermediaries between credit unions and financial markets.