Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. In 1908. the spread of credit unions has reached the United States. In 1935 President Roosevelt signed the state Charter on credit unions, which became a law. To date, credit unions - virtually the only form of financial institution where people can quickly and without any problems get a relatively inexpensive cash loan. Credit unions also differ from the traditional consumer cooperatives. The main advantage of credit unions consists in transparency, controllability, governance for shareholders.
Grand Junction, Colorado have 6 agent Credit Union location in your country. All country.
In 1908. the spread of credit unions has reached the United States. In 1935 President Roosevelt signed the state Charter on credit unions, which became a law. Credit unions also differ from the traditional consumer cooperatives.
Agent | Contacts |
---|---|
Coloramo Federal Credit Union, Grand Junction |
516 28 Road Grand Junction, CO 81501
Phone: (970) 243-7280 Routing number: 08725 |
Grand Junction Federal Credit Union, Grand Junction |
910 Main St Grand Junction, CO 81501
Phone: (970) 243-1370 Routing number: 11718 |
Junction Bell Federal Credit Union, Grand Junction |
504 Court Road Grand Junction, CO 81501
Phone: (970) 242-3100 Routing number: 03837 |
Mt. Garfield Federal Credit Union, Grand Junction |
2538 Blichmann Avenue Grand Junction, CO 81505
Phone: (970) 245-3553 Routing number: 02695 |
Rio Grande Federal Credit Union, Grand Junction |
760 Rood Avenue Grand Junction, CO 81501
Phone: (970) 243-7330 Routing number: 03963 |
Western Rockies Federal Credit Union, Grand Junction |
2302 North Ave Grand Junction, CO 81501
Phone: (970) 243-2434 Routing number: 01608 |
Like the credit cooperatives, credit unions form associations of a higher level, which are called corporate credit unions. The number of shareholders of a credit union is limited and formalized by a list. Limit of the number is defined by the assembly and such assembly establishes the charter. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Members of credit unions place in credit unions usually free fund balances, ie those that remain after expenses devoted to education of children, the acquisition of new properties, additional pension benefits, etc. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Credit unions, like today's credit unions, emerged in the 19th century in Germany as a result of crop failure and famine. Unlike banks credit unions limit their activities to a closed circle of people. Credit union as a consumer cooperative operates on the principles of equality of all its members.