All the members of the credit union, regardless of gender, ethnicity, religious and political beliefs, as well as the size of the monetary share have equal rights. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Unlike banks, in order to use the services of a credit union, you have to become its member, having written an application and having paid thus shares and membership fee. Credit union as a consumer cooperative operates on the principles of equality of all its members.
Credit Union Location in San Pedro, California
San Pedro, California have 1 agent Credit Union location in your country. All country.
Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Credit union as a consumer cooperative operates on the principles of equality of all its members.
| Agent | Contacts |
|---|---|
| Local 1710 Federal Credit Union, San Pedro |
1322 Paseo Del Mar San Pedro, CA 90731
Phone: (310) 514-5189 Routing number: 12180 |
Historically, credit unions were preceded by widespread development of credit cooperation in many countries of Europe and America. Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. Cooperation between credit unions, how they would not have been named, took place always, from the moment when the movement moved outside one credit union. The main advantage of credit unions consists in transparency, controllability, governance for shareholders. National Credit Union Insurance Fund was created by Congress in 1970 to insure deposits of credit union members in the amount of 100 thousand dollars. As of the January 1, 2012 the national associations and confederations unite more than 196 million members participating in the 51,013 credit unions in 100 countries. Shareholders in corporate organizations are basic credit unions, besides the same union can be a shareholder of several corporate organizations. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Credit unions encourage the proper use of shareholders savings, developing social programs (education, health, recreation, housing, etc.).
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