Share contributions are transferred to the credit union on the basis of membership for the whole stay of a shareholder as member of the credit union and are the basis of membership. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. Credit unions are financial institutions, financial cooperatives of citizens, and in this capacity they are above all associations of people, not unification of capitals, which is typical, for example, for public companies. Credit Union - one of the most attractive financial institutions for the public being a non-profit alternative to banks.