Borrowing rate for the credit union is a source of income to cover the administrative costs. All excess funds are returned to members in the form of dividends on savings. First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. In the credit union compensation for use of the loan (interest) is a source of compensation for savings. The right to use the services of the credit union have only its members.
Credit Union Location in Newport Beach, California
Newport Beach, California have 1 agent Credit Union location in your country. All country.
First Credit Union was savings unprofitable institution, or rather credit cooperative, providing services to its members. The right to use the services of the credit union have only its members.
| Agent | Contacts |
|---|---|
| Newport Beach City Employees Federal Credit Union, Newport Beach |
425 Old Newport Blvd Suite A Newport Beach, CA 92663
Phone: (949) 642-4507 Routing number: 13144 |
Activity of the credit union consists of organizing mutual financial assistance by meeting the needs of its members in the services of saving and obtaining loans. Among the U.S. credit unions, there are three groups that differ in terms of assets, shareholders, and business services. Until the 70's there was a proliferation of the U.S. credit unions due to the increase of their number and the number of shareholders, although it must be acknowledged that there was also and a qualitative growth. The main activities of credit unions, aimed at the organization of mutual aid and social support of citizens is not intended to profit. The value of credit unions is not limited to the role of the economic agent - they are an important element of the social structure and a factor of social stability and progress. Credit union as a consumer cooperative operates on the principles of equality of all its members.
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